About Uniting Financial Services

Investing you can feel good aboutEthical Conservative Balanced Fund

The Ethical Conservative Balanced Fund is designed to provide capital growth and regular income over a period of three years or more by investing in a diversified portfolio of 50% growth and 50% defensive assets.The Fund may be suitable for investors who are seeking consistent returns with low volatility. It seeks to outperform the RBA Cash Rate (plus 2.5%) over rolling three-year periods, while minimising loss of capital.

Ethical investing

Experienced team

Active management

Investment Managers

Established in 1964, Schroder Investment Management Australia Limited is a wholly owned subsidiary of UK-listed Schroders plc with assets under management of A$41.45 billion, as at 30 September 2025.   Based in Sydney and Melbourne, Schroders Australia manages assets for institutional and wholesale clients across Australian equities, fixed income, private equity, multi-asset, global equities, private debt, insurance linked securities and securitised credit. Schroders believes in the potential to gain a competitive advantage from in-house global research and that rigorous research can translate into superior investment performance. We believe that internal analysis of investment securities and markets is paramount when identifying attractive investment opportunities. Proprietary research provides a key foundation of our investment process and our worldwide network of analysts is one of the most comprehensive research resources dedicated to funds management. Schroders plc is a global investment management firm with A$1,659.0 billion assets under management, as at 30 September 2025. Schroders continues to deliver strong financial results in ever challenging market conditions, with a market capitalisation of circa £6 billion (A$12.30 billion) and over 5,800 employees across 38 locations. Established in 1804, the founding family remains a core shareholder, holding approximately 44% of Schroders’ shares. 

Dexus Funds Management Limited, as responsible entity of Dexus Property Trust and Dexus Operations Trust (Dexus), recently acquired AMP Capital's real estate and domestic infrastructure business, including the acquisition of the trustee of the AMP Capital Diversified Infrastructure Trust (the Fund). Following the acquisition, Dexus intends to change the legal name of the Fund and its trustee to reflect Dexus branding. AMP Capital Investors Limited remains the investment manager for the Fund. The rebranding of the Fund's marketing name to the Dexus Diversified Infrastructure Trust has been completed.  Dexus (ASX:DXS) is one of Australia's leading fully integrated real asset groups, managing a high-quality Australasian real estate and infrastructure portfolio valued at $62.3 billion (pro forma post final completion of the AMP Capital acquisition). Dexus directly owns $17.8 billion of office and industrial assets and investments and manage a further $44.5 billion of investments in their funds management business (pro forma post final completion of the AMP Capital acquisition) which provides third-party capital with strong exposure to quality sector specific and diversified real asset products. The funds within this business have a strong track record of delivering outperformance and benefit from Dexus's capabilities.

EG is an Australian, data-driven investment manager committed to building in good to its $5.1 billion real estate portfolio and $3.9 billion development pipeline*. EG’s success generating outstanding returns has been underpinned by its philosophy to create lasting positive social and environmental impact for all stakeholders through technology-enhanced investing, connected communities and a high-growth culture.   Founded in 2000, EG offers a range of services including funds management, developments, urban planning advisory and private wealth management. Having consistently outperformed market returns, EG’s better path to better returns has carefully balanced risk and return using proprietary risk-management software PRISMS®. EG runs the EG Delta Fund for UFS. This core-plus fund invests in improving the environmental and social performance of existing buildings using a quantifiable framework that benchmarks portfolio success. *As at February 2023

IFM Investors was established more than 25 years ago by a group of Australian industry superannuation funds to protect and grow the long-term retirement savings of its members.   Its investment strategy centres on the ownership and operation of community infrastructure, and holdings in four asset classes – Infrastructure, Debt, Listed Equities and Private Equity. Backed by more than 25 years of infrastructure investment experience, today IFM’s team of over 100 infrastructure specialists manages investments across 34 portfolio companies that collectively employ in excess of 50,000 people.   IFM supports the Paris Agreement goal to limit the rise of global temperature and is proactively working with its assets to lower greenhouse gas emissions, targeting net zero carbon emission by 2050. IFM Investors invests on behalf of pension funds that collectively manage the retirement savings of more than 120 million working people worldwide.

Uniting Financial Services (UFS) is a religious charitable development fund which was established to provide lending and investment services to the Uniting Church, Synod of NSW and ACT. We are not a corporatised financial services company or a bank. For more than 90 years, we have been helping Church organisations to manage and grow their finances with our range of financial products.   Since the 1980s, UFS has been pioneering responsible ways to invest. We believe responsible investing has a huge ripple effect across our communities and ecosystems, and on the pace of government and corporate action.  Our activities are governed by ethical investment principles and the United Nations’ Sustainable Development Goals. 

Revolution Asset Management (Revolution) is a specialist investment manager established to provide investors with access to the Australian and New Zealand private debt market. Revolution’s investment philosophy is centred on capital preservation and delivering long term value to investors by identifying the most compelling relative value opportunities across Australian and New Zealand Asset Backed Securities, private company and leveraged buyout debt, and real estate debt. In acknowledging Revolution’s responsibility as stewards of capital, the firm is committed to the Principles of Responsible Investment (PRI). Revolution recognise ESG factors directly influence the ability to create or preserve economic value and consider ESG risks as a core component of our credit assessment. Revolution apply our ESG Policy throughout our investment process and to the portfolio companies seeking to access capital. Revolution continuously reviews and strives to strengthen its practices in line with UN PRI and industry best practice.

PIMCO is one of the world’s premier fixed income investment managers. With its launch in 1971 in Newport Beach, California, PIMCO introduced investors to a total return approach to fixed income investing. For more than 50 years, PIMCO has worked relentlessly to help millions of investors pursue their objectives – regardless of shifting market conditions.   As active investors, PIMCO’s goal is not just to find opportunities, but to create them. To this end, it remains firmly committed to the pursuit of its mission: delivering superior investment returns, solutions and service to clients. As at 31 December 2022, PIMCO manages US$1.74 trillion in assets.

LGT Capital Partners is a leading global specialist in alternative investing, with a focus on private markets, liquid alternatives, multi-asset/multi-alternative solutions. The group draws on the resources and expertise of its global platform to provide in-depth local coverage of markets. LGT Capital Partners’ rigorous investment process and long-term view have earned it a reputation as a reliable partner to both investors and specialist fund managers. Consideration of ESG issues is an integral part of the investment process, which is aligned to the United Nations Principles for Responsible Investment.

Janus Henderson Investors is a global asset manager offering a full suite of actively managed investment products across asset classes. With more than 340 investment professionals globally, we offer a full suite of actively managed investment products across asset classes, spanning equities, fixed income, multi-asset and alternatives. Janus Henderson’s mission is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. This means being ever mindful of the futures of the millions of lives that our thinking and our investments help shape. Our diverse client base and robust balance sheet allow us to offer financial strength and stability with which to help investors achieve their objectives. The human connection matters in all that we do. Teams across Janus Henderson come together every day to deliver outcomes for our clients – and their clients – that make a difference. We are proud of this responsibility as we fulfil our purpose of ‘Investing in a brighter future together’. As at 30 September 2023, Janus Henderson had $477.6 billion in assets under management, more than 2,000 employees and offices in 24 cities worldwide.

Investment Team

Sam Vorn Head of Balance Sheet

Sam is a seasoned investment professional with over 15 years of industry experience. He is responsible for the prudent management of assets and liabilities, investment allocations, and risk management strategies. Sam joined Uniting Financial Services in January 2008, and has astute focus on endowment strategy and responsible investing.

Michael Chou Investment Manager

Michael joined Uniting Financial Services in July 2022, focusing on asset allocation and portfolio construction for the endowment and managed fund strategies. He champions the firm’s ethical and sustainability research framework, integrating their principles within the investment decision making process. He has over 10 years of asset management industry experience across numerous functions, from managing endowment funds to most recently asset consulting for significant superannuation and charitable endowment clients in Australian and New Zealand.

Got a question? If you would like more information about any of the products in our range, simply click Enquire Now below to fill in a form and one of our helpful team members will get back to you.

Enquire Now

  CallInvestments and Lending: 1300 133 673Other enquiries: 02 8267 4300

  Emailcontactus@unitingfinancial.com.auWe are here to help.

  Post P.O. Box A2178, Sydney South NSW 1235  

  AddressLevel 10, 222 Pitt Street, Sydney NSW 2000

  Important for you to know Financial services are provided by The Uniting Church (NSW) Trust Association Limited ACN 000 022 480, ABN 89 725 654 978, AFSL 292186 (“UCTAL”) and by The Uniting Church in Australia Property Trust (NSW) ABN 77 005 284 605 (“UCAPT”) (together and separately “Uniting Financial Services”), for The Uniting Church in Australia, Synod of NSW and the ACT (“Synod”), under a s.911A Corporations Act 2001 (Cth.) authorisation and pursuant to APRA Banking Exemption No. 1 of 2021 and ASIC Regulatory Guide 87 and ASIC Corporations (Charitable Investment Fundraising) Instrument 2016/813 exemptions. Uniting Financial Services® is a registered trademark of UCTAL used with permission of UCAPT. None of The Uniting Church in Australia, UCAPT and UCTAL is prudentially supervised by APRA. Therefore, investments with or contributions to these Uniting Church organisations will not receive the benefit of the Financial Claims Scheme or the depositor protection provisions in the Banking Act 1959 (Cth.). All financial services and products are designed for investors who wish to promote the religious and charitable purposes of Uniting Financial Services and The Uniting Church in Australia and for whom profit considerations are not of primary importance in their decision to invest. The information on this page has been prepared without considering your objectives, financial situation or needs. You should, before acting on it, consider its appropriateness to your circumstances or refer to the relevant disclosure document. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.