About Uniting Financial Services

Commercial Lending Case Studies

Construction loan take-out Location/type: Melbourne industrialPurposeAn existing client required refinance of a private construction loan on a newly completed commercial development. UFS financed the take-out along with funding for fit out prior to leasing up the completed property, based upon alternate cash flows and track record of the borrower. Amount: $6,000,000LVR: 42%

Unlocking equity for a Canberra clientLocation/type: Canberra commercialPurposeA new client sought to refinance a major bank loan to unlock equity against an existing commercial investment asset. This freed up equity for a separate property acquisition.Amount: $5,700,000LVR: 51%

Freeing up capital for developmentLocation/type: Regional NSW commercialPurposeAn existing customer sought to refinance a major bank loan against a development site by offering an alternate security property, which then enabled existing debt security to be left unencumbered for the development finance project.Amount: $3,700,000LVR: 49%

Growing an existing portfolioLocation/type: Western Sydney industrialPurposeAn existing client with an owner-occupied industrial asset acquired an additional asset for investment purposes. The property purchased was an industrial property with a blue-chip industrial tenant.Amount: $2,795,000LVR: 65%

Locking in lower ratesLocation/type: Sydney commercialPurposeA new client sought to refinance existing debt against several investment properties to achieve lower interest rates and unlock additional equity.Amount: $2,780,000LVR: 35%

Lease Doc refinanceLocation/type: Sydney commercialPurposeA new client sought Lease Doc refinance of a commercial investment property with a simple application process at lower rates. The refinance also released equity for further investment.Amount: $1,750,000LVR: 46%

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  Emailcontactus@unitingfinancial.com.auWe are here to help.

  Post P.O. Box A2178, Sydney South NSW 1235  

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  Important for you to know Financial services are provided by The Uniting Church (NSW) Trust Association Limited ACN 000 022 480, ABN 89 725 654 978, AFSL 292186 (“UCTAL”) and by The Uniting Church in Australia Property Trust (NSW) ABN 77 005 284 605 (“UCAPT”) (together and separately “Uniting Financial Services”), for The Uniting Church in Australia, Synod of NSW and the ACT (“Synod”), under a s.911A Corporations Act 2001 (Cth.) authorisation and pursuant to APRA Banking Exemption No. 1 of 2021 and ASIC Regulatory Guide 87 and ASIC Corporations (Charitable Investment Fundraising) Instrument 2016/813 exemptions. Uniting Financial Services® is a registered trademark of UCTAL used with permission of UCAPT. None of The Uniting Church in Australia, UCAPT and UCTAL is prudentially supervised by APRA. Therefore, investments with or contributions to these Uniting Church organisations will not receive the benefit of the Financial Claims Scheme or the depositor protection provisions in the Banking Act 1959 (Cth.). All financial services and products are designed for investors who wish to promote the religious and charitable purposes of Uniting Financial Services and The Uniting Church in Australia and for whom profit considerations are not of primary importance in their decision to invest. The information on this page has been prepared without considering your objectives, financial situation or needs. You should, before acting on it, consider its appropriateness to your circumstances or refer to the relevant disclosure document. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.